Financier
A financier (; ) is a person who makes their living from either facilitating or directly providing investments, typically involving large sums of money and usually involving private equity and venture capital, mergers and acquisitions, leveraged buyouts, corporate finance, investment banking, or large-scale asset management. The term is French, and derives from finance or payment.
A financier today can be someone who makes their living from investing in up-and-coming or established companies and businesses. A financier makes money through this process when his or her investment is paid back with interest, from part of the company's equity awarded to them as specified by the business deal, or a financier can generate income through commission, performance, and management fees. A financier can also promote the success of a financed business by allowing the business to take advantage of the financier's reputation. The more experienced and capable the financier is, the more the financier will be able to contribute to the success of the financed entity, and the greater reward the financier will reap.
Uniform Computer Information Transactions Act
Under the Uniform Computer Information Transactions Act, promulgated in 2009, defines a financier as "a creditor or a lessor dealing with the licensee under a financial accommodation contract". The Act goes on to state:
Job prerequisites
Financier is a term used to describe someone who handles money. Certain financier avenues require degrees and licenses including venture capitalists, hedge fund managers, trust fund managers, accountants, stockbrokers, financial advisors, or even public treasurers. Personal investing on the other hand, has no requirements and is open to all by means of the stock market or by word of mouth requests for money. A financier "will be a specialized financial intermediary in the sense that it has experience in liquidating the type of firm it is lending to".<ref name="Freixas"/>
A financier today can be someone who makes their living from investing in up-and-coming or established companies and businesses. A financier makes money through this process when his or her investment is paid back with interest, from part of the company's equity awarded to them as specified by the business deal, or a financier can generate income through commission, performance, and management fees. A financier can also promote the success of a financed business by allowing the business to take advantage of the financier's reputation. The more experienced and capable the financier is, the more the financier will be able to contribute to the success of the financed entity, and the greater reward the financier will reap.
Uniform Computer Information Transactions Act
Under the Uniform Computer Information Transactions Act, promulgated in 2009, defines a financier as "a creditor or a lessor dealing with the licensee under a financial accommodation contract". The Act goes on to state:
Job prerequisites
Financier is a term used to describe someone who handles money. Certain financier avenues require degrees and licenses including venture capitalists, hedge fund managers, trust fund managers, accountants, stockbrokers, financial advisors, or even public treasurers. Personal investing on the other hand, has no requirements and is open to all by means of the stock market or by word of mouth requests for money. A financier "will be a specialized financial intermediary in the sense that it has experience in liquidating the type of firm it is lending to".<ref name="Freixas"/>
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